Pacific Meta Inc. (Headquarters: Minato-ku, Tokyo; CEO: Shota Iwasaki; hereinafter “the Company”) is pleased to announce the commencement of development of a new DeFi (Decentralized Finance — a system that aims to automate financial transactions through programs on the blockchain, without relying on traditional financial institutions) infrastructure utilizing smart contracts (programs that automatically execute transactions based on predetermined conditions). This initiative leverages the expertise in tokenizing monetary claims (recording and managing them as digital data on the blockchain) cultivated through “Okane no Kozuchi,” a monetary claims marketplace operated by its subsidiary, Kirifuda Inc. (Headquarters: Chuo-ku, Tokyo; Representative: Hideyuki Akagawa; hereinafter “Kirifuda”).

Background and Purpose of This Development

In recent years, the global movement to tokenize Real World Assets (RWA) on the blockchain has been accelerating, with the market reaching approximately $33 billion as of 2025. As regulatory authorities and major financial institutions worldwide pay increasing attention to this trend, the importance of foundational technology for handling financial products and claims on-chain continues to grow.

Kirifuda operates “Okane no Kozuchi,” a marketplace where monetary claims — the right to receive payment held by businesses or individuals — can be fractionalized and traded. Building on the monetary claim tokenization technology developed through this service, we are now constructing a new DeFi infrastructure equipped with automated execution capabilities through smart contracts. This initiative is not about converting “Okane no Kozuchi” itself into a DeFi platform, but rather represents an entirely new product development.

Our group possesses extensive experience in blockchain consulting, development, and execution support, as well as a proven track record of supporting overseas DeFi protocols. With an in-house smart contract development team and the recent acquisition of Kirifuda through M&A, we have further strengthened this foundation. This project represents a critical first step — using the tokenization of monetary claims as a starting point to build DeFi infrastructure, with future expansion into the digitization of diverse assets and claims. We believe that the technological foundation and know-how developed through this initiative can also be applied to providing technical support to other enterprises facing similar challenges.

Key Features of This Project

This project incorporates the technical and implementation expertise accumulated through Pacific Meta’s network with overseas DeFi protocols, combined with the practical know-how in monetary assets gained through the real-world operation of “Okane no Kozuchi.” Additionally, we are actively pursuing collaboration with external technology partners and business operators to build a more practical and scalable infrastructure.

1. Tokenization of Monetary Claims on the Blockchain

Monetary claims are issued and managed as digital tokens on the blockchain. The practical know-how regarding fractionalization and distribution of financial assets, accumulated through the operation of “Okane no Kozuchi,” is being applied to the design of this infrastructure. This will enable the transfer and trading of claims — previously dependent on paper contracts and interbank procedures — to be completed on a digital infrastructure with transparency and traceability.

2. Automated Execution via Smart Contracts

We are building a system where the buying, selling, and settlement of claims are automatically executed based on pre-programmed transaction conditions. By eliminating manual intervention, we achieve faster transactions, cost reduction, and the elimination of human error.

3. Compliance Through KYC and KYB

We are considering the implementation of a whitelist system where only users who have completed identity verification (KYC: Know Your Customer) and corporate verification (KYB: Know Your Business) can participate in transactions. We are pursuing a design that balances regulatory compliance and safety while leveraging the convenience of blockchain technology. With an eye toward B2B transactions, we are simultaneously exploring the implementation of a system where only qualified participants can engage in the distribution process.

Future Outlook

Through this project, our group aims to strengthen its on-chain financial product development capabilities, expanding beyond monetary claims to encompass the tokenization of a wide range of financial assets. We plan to launch a beta version within fiscal year 2026, and will validate practicality through pilot product offerings. Taking into account the regulatory frameworks of various countries, we will also explore the potential for global access in the future, driving the construction of financial infrastructure powered by blockchain technology.

Collaboration and Development Services

Our group leverages the technical capabilities and consulting expertise cultivated through the construction and operation of DeFi infrastructure to provide one-stop support — from requirements definition and architecture design to development and operations — for enterprises considering the adoption of tokenization and on-chain finance. We welcome inquiries from partner companies interested in collaboration in this field, as well as enterprises considering the implementation of DeFi infrastructure.

About Kirifuda Inc.

Kirifuda Inc. operates under the vision of “Creating a world where all value flows trustlessly,” serving as a comprehensive consulting firm supporting the social implementation of blockchain technology. Through the operation of “Okane no Kozuchi,” a monetary claims marketplace, the company is also engaged in the implementation of financial services utilizing blockchain technology. Kirifuda provides one-stop services — from data-driven strategy formulation to system development — to domestic and international enterprises and government agencies, accelerating client growth across a wide range of sectors including finance, regional revitalization, energy, entertainment/IP, marketing, and corporate DX.

• Location: N&E BLD. 6F, 1-12-4 Ginza, Chuo-ku, Tokyo
• Company Name: Kirifuda Inc.
• Representative: Hideyuki Akagawa
• Established: March 14, 2022
• Business Description:
  • Consulting on business strategy and development utilizing blockchain
  • System development, maintenance, and operations
  • Social factoring business
• Capital: ¥15.01 million (including capital reserve)
• Official Website: https://kirifuda.io/

About Pacific Meta Inc.

Pacific Meta Inc. provides comprehensive support for the launch and operation of blockchain businesses — from business strategy planning and token design to fundraising and marketing. Having supported over 160 projects within three years of founding, and with involvement in projects across more than 41 countries, the company operates as a global team supporting business development from both Japan-originated and overseas-originated perspectives. Pacific Meta accompanies its clients every step of the way — through talent, know-how, networks, and investment — to ensure that businesses leveraging blockchain and tokens can rapidly achieve real-world implementation.

Company Overview

• Location: 8F Hamamatsu-cho PREX, 2-2-12 Shiba, Minato-ku, Tokyo
• Company Name: Pacific Meta Inc.
• Representative: Shota Iwasaki
• Established: August 10, 2022
• Business Description: Blockchain Accelerator
• Capital: ¥630 million (including capital reserve)
• Official Website: https://pacific-meta.co.jp/

Contact Information

Kirifuda Inc. — Public Relations

• Contact Form: https://kirifuda.io/contact

Pacific Meta Inc. — Public Relations

• Contact Form: https://pacific-meta.co.jp/contact/

This press release is intended solely for informational purposes and does not constitute an invitation or advice to invest. It does not suggest or guarantee future price movements of crypto assets or related products.